Frequently Asked Questions (Work & Travel Financing)

Is there a minimum or maximum on the loan amount?

You can receive up to 100% coverage, we do not have a minimum loan amount. 

 

Could I apply before I gather all the supporting documents?

Yes, you are able to apply before you gather all the documents. However, your application will not begin processing until all the documents are uploaded.

 

Do I have to upload all of the required documents?

You might be exempted from uploading some of the required documents based on the Work & Travel Agency that you are registered with.

To find out if you are qualified to receive an exemption please contact us. 

 

When does repayment begin?

Repayment may begin one month after you have received the loan. However, based on the Work & Travel Agency that you are registered with you may receive a different repayment structure. 

Contact us to speak with a representative to choose the option that is right for you.

 

Is there a financial requirement for the Guarantor?

Yes, your guarantor must receive a credit approval.

 

How many guarantors do I need?

You would only need one (1) Guarantor. However, we may request an additional guarantor depending on your application. 

 

How soon will I be granted the loan? 

After the application process is completed, loans are granted within ten (10) working days. 

You can also request express processing which is three to five (3-5) working days at an additional cost of US$ 25.00. 

 

 How many guarantors am I eligible to have?

You can have up to two Guarantors. 

 

How much is the processing fee and when is it required?

The processing fee is US$ 105.00 and it is paid ONLY if you are approved.

 

Is there a physical office space?

No, we developed advanced technology in an effort to operate in an emerging industry known as FinTech or Financial Technology in order to eliminate the need for a physical office space. This gives us and our clients the advantage of operating digitally to maximize convenience and efficiency. 

If you would like to learn more about our Financial Technology or view our company registration and regulatory documents you may call/email us at any time to request information. 


Frequently Asked Questions (Personal Financing) 

 

How long does it take to receive Personal Financing?

Once all the relevant information has been submitted, a transfer will be made to you within 48 hours or the next two (2) business days. 

 

Can I borrow an amount greater than my monthly salary or biweekly wage?

Yes, you can, we approve financing for amounts greater than the monthly salary or biweekly wages. 

Contact us to speak with a representative to choose the option that is right for you.

 

Is there a physical office space?

No, we developed advanced technology in an effort to operate in an emerging industry known as FinTech or Financial Technology in order to eliminate the need for a physical office space. This gives us and our clients the advantage of operating digitally to maximize convenience and efficiency. 
If you would like to learn more about our Financial Technology or view our company registration and regulatory documents you may call/email us at any time to request information. 

 

How does repayment work?

 We made your repayment as easy as applying. Once your employer has signed the salary deduction agreement, funds will then be deducted from your next payslip until payment is completed. 

 

What is Trublu Exclusive?

Trublu exclusive is a program that allows past Work & Travel clients to gain access to all types of financial services provided by us once they are approved for enrollment. 

Contact us to speak with a representative to choose the option that is right for you.


Frequently Asked Questions (Private Practice Financing) 


What information do you need to apply?

Youll need some basic business, personal, and/or guarantor information to apply. Visit our requirements page to view supporting documents. 

 

Can I apply online for private practice financing?

Yes, you can apply online at any time for private practice financing.  

 

Once the financing is approved, how long does it take to receive funds?

Our team will work closely with you to make sure your financing is in hand as soon as possible. Factors such as type of financing, type of collateral, and the speed of documentation back and forth can affect the overall timeline.

 

What are your practice financing interest rates?

Our practice financing rates are very competitive and vary depending on loan purpose and term, so we recommend you call us to speak with a Practice Specialist who can assist you with your specific financing needs.

 

What loan terms do you offer?

Loan terms vary based on the type of financing youre seeking. Call us to speak with a Practice Specialist about your financing needs.

 

What fee do you charge?

Fees and discounts can vary significantly depending on the type of loan, the amount being financed, and the desired terms of the loan. Call us to speak with a Practice Specialist who can provide you with an accurate estimate of the fees associated with your specific financing needs.

 

What is the maximum amount I can borrow?

Reach out to a Practice Specialist for any loan amount requirements.

 

What are the financing approval requirements?

A completed application is the main document needed to begin the approval process. Additional documents listed under requirements will need to be submitted. Well contact you if any additional documentation is needed.

 

What medical specialties do you finance?

Call us to speak with a Practice Specialist and discuss your particular specialty and financing. 


Can I make a loan payment online or over the phone?

You cannot make a payment over the phone, but payments can be processed through an online bank transfer. 


Do you offer 100% financing?

Yes, we offer up to 100% financing based on the type of financing you are seeking. Call us to speak with a Practice Specialist about your financing needs.


Is there a physical office space?

No, we developed advanced technology in an effort to operate in an emerging industry known as FinTech or Financial Technology in order to eliminate the need for a physical office space. This gives us and our clients the advantage of operating digitally to maximize convenience and efficiency. 


If you would like to learn more about our Financial Technology or view our company registration and regulatory documents you may call/email us at any time to request information. 


Im thinking of starting my practice. Will you offer any business support?

Absolutely. Our practice specialist will provide you with a general business model that you can adapt and/or adjust for your specific practice. We will also provide you with a general list of documents that are required to effectively register your practice with different sectors such as insurance companies etc. If you choose any one of our equity options we will manage a certain aspect of your practice so you can focus on managing client relations and treating patients.